About FinFormed
FinFormed exists for one reason: most people running a business or buying a property make big financial decisions with no reliable numbers in front of them.
Who builds these templates
My name is Ricardo Lau Cooper. I'm a senior financial data analyst at a multilateral development organization, with more than 10 years of experience working with financial data.
Day to day I work with the kind of analysis that decides whether projects move forward: cash flow, returns, cost structures and the assumptions behind them. FinFormed is that same discipline packed into spreadsheets a freelancer, a small business owner or a property investor can open and use in minutes.
Why spreadsheets
Accounting software tells you what already happened. A spreadsheet lets you ask what happens next — if you raise your rate, if a client pays 30 days late, if the property sits empty for two months.
Every FinFormed template has the formulas already built in and checked. You type in the input cells; the results, margins and warnings update themselves. No setup, no subscription, no learning curve.
What I hold to
Formulas you can inspect
Nothing is hidden or locked. Every calculation is visible and editable, so you can check the logic before you trust the number.
English or Spanish
Templates are available in English or Spanish editions, so you can work in the language you use every day.
Decisions, not decoration
Each template answers a specific question — your runway, your break-even, your true yield — and stops there.
Start with a free template
Four templates are free, no payment needed. Try the quality before buying anything.
Browse free templatesQuestions, custom work or team licences? Write to hello@finformed.co.